You crash your friend's car because you're driving too fast in bad weather. Everyone's okay, but the car has to go into the shop. Who pays the deductible?
What the fuck kind of QOTD is this? You pay it for being an idiot and not taking care of your friend's property. Idiot.
HA! Crankiness aside, I am actually enjoying being pointlessly nice to customers and clients who are calling today.